Investments

The following is a list of the investment plans available to our clients:

RRSP

Registered Retirement Savings Plans

RRIF

Registered Retirement Income Funds

LIF

Life Income Funds

RESP

Registered Education Savings Plans

TFSA

Tax Free Savings Accounts

Annuities

Life or Term-Certain Annuities

Within these plans, one has a choice of products that can help you to arrive at your savings objectives. These include:

Term Deposits and GIC’s*

Device
  • these provide a fixed and guaranteed values at maturity
  • terms can range from 30 days up to 10 years
  • interest can accumulate as simple or compound

Segregated Funds**

  • a professionally managed pool of investments such as a stocks and bonds
  • provides some guaranteed minimum values at death and/or maturity
  • the funds contain an insurance component & as such are provided by various insurance companies

Mutual Funds***

  • Professionally managed pooled investments
  • Pool divided into units, which may be purchased by individual investors
  • Value of units fluctuates as values of the underlying securities fluctuate

*GIC - Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and/or multiple carriers.

**Segregated Funds - Segregated funds products are offered through Investia Financial Services Inc. and/or multiple carriers. Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.

***Mutual Funds Disclaimer - Only registered representatives of a Mutual Fund Dealer offer mutual funds. Mutual Funds are available through Investia Financial Services, a Mutual Fund Dealer with a Branch located at the same address as Sampson Financial Services. Dwight Sampson is a mutual fund representative of Investia. Sampson Financial Services is a separate legal entity, unrelated to Investia Financial Services and is not a Mutual Fund Dealer. Commissions, trailing commissions management fees and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.